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	<title>Comments on: What is the cheapest ecommerce/online payment service?</title>
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		<title>By: Lizzie</title>
		<link>http://www.techanorak.com/15/what-is-the-cheapest-ecommerceonline-payment-service/comment-page-1/#comment-359</link>
		<dc:creator>Lizzie</dc:creator>
		<pubDate>Wed, 21 Jan 2009 08:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.techanorak.com/other-business-finance/what-is-the-cheapest-ecommerceonline-payment-service/#comment-359</guid>
		<description>eMerchantPay has pretty low rates. The thing I like about them is that they don&#039;t charge upfront fees or monthly fees. You only get charged for the service you actually use.</description>
		<content:encoded><![CDATA[<p>eMerchantPay has pretty low rates. The thing I like about them is that they don&#8217;t charge upfront fees or monthly fees. You only get charged for the service you actually use.</p>
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		<title>By: stymiee73</title>
		<link>http://www.techanorak.com/15/what-is-the-cheapest-ecommerceonline-payment-service/comment-page-1/#comment-358</link>
		<dc:creator>stymiee73</dc:creator>
		<pubDate>Tue, 20 Jan 2009 15:52:49 +0000</pubDate>
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		<description>Assuming that monthly cost includes the merchant account the costs you have been quoted are excellent and I would be surprised if someone could beat them. The only area I can see any possible room for improvement is in the setup fee. If you can get that reduced you will be in great shape.

In general, when you add up all of the costs, Paypal usually works out to be the cheapest. But this doesn&#039;t necessarily mean the best. With costs like yours you may find it to be comparable to Paypal and this is more advantageous for you. Using a true merchant account with a payment gateway offers you a lot of flexibility and more control. Your site will look more professional and you won&#039;t have to worry about Paypal policies. As long as you keep your chargebacks to a minimum your processor will probably never bother you.</description>
		<content:encoded><![CDATA[<p>Assuming that monthly cost includes the merchant account the costs you have been quoted are excellent and I would be surprised if someone could beat them. The only area I can see any possible room for improvement is in the setup fee. If you can get that reduced you will be in great shape.</p>
<p>In general, when you add up all of the costs, Paypal usually works out to be the cheapest. But this doesn&#8217;t necessarily mean the best. With costs like yours you may find it to be comparable to Paypal and this is more advantageous for you. Using a true merchant account with a payment gateway offers you a lot of flexibility and more control. Your site will look more professional and you won&#8217;t have to worry about Paypal policies. As long as you keep your chargebacks to a minimum your processor will probably never bother you.</p>
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		<title>By: Jen</title>
		<link>http://www.techanorak.com/15/what-is-the-cheapest-ecommerceonline-payment-service/comment-page-1/#comment-357</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Sun, 18 Jan 2009 20:44:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.techanorak.com/other-business-finance/what-is-the-cheapest-ecommerceonline-payment-service/#comment-357</guid>
		<description>That is about the lowest price I&#039;ve found as well.  Also consider a per transaction charge and any other fees when you compare rates.  I have done research on this, and Paypal does have some of the lowest fees, and can be used on an e-commerce site.</description>
		<content:encoded><![CDATA[<p>That is about the lowest price I&#8217;ve found as well.  Also consider a per transaction charge and any other fees when you compare rates.  I have done research on this, and Paypal does have some of the lowest fees, and can be used on an e-commerce site.</p>
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