Finding 3rd party creditcard processing is one of the very important things you will want to do for your e-commerce business. Without a merchant account you will be unable to process orders well which will gravely hold back your sales.

If you wish to take credit card orders swiftly and successfully online you will need to opt for a 3rd party credit card processor. There are a number of options for you to think about. Most will charge a set up fee and a percentage of each transaction. Unlike regular merchant accounts, most third partycredit card processors do not levy monthly fees and a few can be free apart from the per item fee. Here’s a site listing third party processors. Let us study a few popular ones:

Pay-Pal is one of the most well known third party processors. One of the reasons for this is the fact that they do not charge a start up fee. It is also easy to set up on your website. paypal gives good advice for this and will also offer subscription and shopping cart choices for your customers. It is well known but is also has problems. There are restrictions on certain countries with pay pal. This processor is good to initially start with but try to have an alternative one as backup for your buyers.

World pay has a small start up fee nevertheless it is good for global enterprises. It offers similar services as paypal.

The alternative to third party creditcard processing is to obtain an official merchant account and take credit card orders in the name of your company. This will take a while and may involve other fees such as monthly gateway access fees. Deciding whether to get a full merchant account or use a third party service provider is just a question of running the numbers.